Lovable vs Bolt vs Replit, what each costs in 2027
All three start between $20 and $25 a month. They meter different things, and that difference decides what a busy month costs once a project grows.

Contents
Lovable, Bolt and Replit are the three builders most often compared by people deciding where to take an AI-built app. Their entry prices sit within $5 of each other. The units they bill in do not, and that is where the real difference in cost lies.
Why the entry price misleads
Each of the three sells a monthly plan that includes an allowance, then charges for use beyond it. The allowance is measured in a different unit on each platform: credits per change on Lovable, tokens on Bolt and agent effort on Replit. Each unit grows with a different thing, so the same project can be cheap on one platform and expensive on another depending on its size and how it is changed.
The plans side by side
| Lovable | Bolt | Replit | |
|---|---|---|---|
| Free | 5 credits a day, up to 30 a month1 | 1M tokens a month, 300K a day2 | No free plan listed on the pricing page3 |
| Entry paid plan | Pro, $25 a month for 100 credits1 | Pro, $25 a month from 10M tokens2 | Core, $20 a month ($18 annually) with $20 of model credit3 |
| Next tier | Business, $50 a month for 100 credits, adds SSO1 | Teams, $30 per member a month2 | Pro, $100 a month ($90 annually) with $100 of credits3 |
| Unit billed | Credits per change4 | Tokens read and written5 | Effort per checkpoint6 |
| Hosting and database | Same credit balance, after a small monthly grant4 | Included in Bolt Cloud plans7 | Drawn from the same credits6 |
| Unused allowance | Monthly credits expire after two months8 | Tokens valid for two months5 | Pro credits roll over for two months6 |
| Spending cap | Not described in the pages reviewed | Not described in the pages reviewed | Hard budget limits and usage alerts6 |
How each bill grows
Lovable: by the size of each change. Its documentation prices sample edits at 0.50 credits for a colour change, 0.90 to remove a footer, 1.20 to add authentication and 2.00 for a landing page with images4. As simple arithmetic, 100 Pro credits cover about 83 changes the size of adding authentication. Pro tiers scale to $2,250 a month for 10,000 credits1. The less obvious cost is the running app: database, storage, compute and AI calls from the published app draw on the same balance4.
Bolt: by the size of the project. Bolt says most token use comes from reading and syncing the project's files, so a larger project uses more tokens for every message5. A new prototype is cheap to change; a mature app is not. Extra tokens can be bought only on the highest monthly Pro tier or an annual Pro plan, and those reload tokens do not expire5.
Replit: by the effort of each task. Replit replaced a flat $0.25 per checkpoint with effort-based pricing in 2025: simple tasks may cost less than $0.25 and complex ones more9. The agent creates one checkpoint per request6. Credits also pay for hosting, storage and databases, and credit packs are sold at a small discount: $300 of credit for $290, up to $1,000 for $950, expiring after six months10.
None of the three publishes the cost of building a typical app end to end. Any figure for "a month of building" depends on how many changes are made and how large they are, so estimates should be run on your own project.
Controls that limit surprises
Replit is the only one of the three whose documentation describes hard spending limits: usage alerts and budget limits that stop usage-based services when reached, with organisation budgets set in $500 steps610. Lovable lets Pro and Business plans buy top-ups, one-off or automatic1, and Bolt's Free plan stops at its daily limit5, but neither describes a cap on a paid plan in the pages we read.
Costs outside the plan
- Security review. Lovable's documentation leaves responsibility for the app's security with the user11. Bolt's project security audit is included on paid plans and costs no tokens when run from the Publish menu12.
- Single sign-on. Lovable includes SSO from its $50 Business plan1; Bolt and Replit list SSO and audit logs under Enterprise23.
- Mobile. Bolt and Replit can build Expo mobile apps1314; Lovable does not build native apps15. Store publishing adds Apple and Google developer accounts on any platform.
- Moving data later. Leaving Lovable's built-in backend is a manual export and restore16, and Bolt documents no supported way to migrate its database to Supabase17.
A plan for comparing them on your project
- List ten real changes you expect to make next month, from small fixes to one new feature.
- Run three of them on each free tier or entry plan and note what each consumed.
- Add running costs: database, hosting and AI calls on Lovable and Replit come from the same balance as building.
- Set a cap first where one exists, and a calendar reminder where it does not.
- Compare after one month, on the same list of changes, before committing to an annual plan.
The goal is a monthly figure you can defend for your own project, not a headline price. If the app is really a company system rather than a product, the cost structure changes again: OpenLazarus, for example, publishes plans from $100 a month that include the same amount in AI credits, plus managed hosting from $150 a month1819. The main guide compares all eight alternatives.
Questions buyers ask
Is Bolt cheaper than Lovable?
At entry level they cost the same, $25 a month on each Pro plan. Lovable charges credits per change, while Bolt charges tokens that rise with the size of the project, because most tokens are spent reading and syncing its files. For a small project Bolt’s 10M tokens go a long way; for a large one, each message costs more.
Is Replit cheaper than Lovable?
Replit Core is $20 a month, or $18 billed annually, against $25 for Lovable Pro. Replit bills its agent by effort per checkpoint, so a simple change can cost less than $0.25 and a complex one more. It is the only one of the three that documents hard budget limits, which cap spending when reached.
Do unused credits roll over?
Partly, on all three. Lovable’s monthly plan credits expire two months after they are issued, Bolt’s unused tokens stay valid for two months and Replit’s Pro credits roll over for two months. Replit’s purchased credit packs expire after six months; Lovable’s top-ups last twelve.
Sources
- Subscription plans. Lovable Docs. Accessed 8 Nov 2026.
- Plans and pricing. Bolt. Accessed 8 Nov 2026.
- Pricing and plans. Replit. Accessed 8 Nov 2026.
- Credits and usage. Lovable Docs. Accessed 8 Nov 2026.
- Tokens. Bolt Help Center. Accessed 8 Nov 2026.
- Replit AI billing. Replit Docs. Accessed 8 Nov 2026.
- Bolt AI builder: websites, apps and prototypes. Bolt. Accessed 8 Nov 2026.
- Lovable Pricing. Lovable. Accessed 8 Nov 2026.
- Introducing effort-based pricing for Replit Agent. Replit, 18 Jun 2025. Accessed 8 Nov 2026.
- Managing your spend. Replit Docs. Accessed 8 Nov 2026.
- Security overview. Lovable Docs. Accessed 8 Nov 2026.
- Check your project’s security. Bolt Help Center. Accessed 8 Nov 2026.
- Expo for mobile apps. Bolt Help Center. Accessed 8 Nov 2026.
- Build a mobile app. Replit Docs. Accessed 8 Nov 2026.
- FAQ. Lovable Docs. Accessed 8 Nov 2026.
- Built-in backend. Lovable Docs. Accessed 8 Nov 2026.
- Add and manage a built-in database in your Bolt project. Bolt Help Center. Accessed 8 Nov 2026.
- FAQ. OpenLazarus. Accessed 8 Nov 2026.
- Pricing. OpenLazarus. Accessed 8 Nov 2026.
Updated 8 Nov 2026: First published.